No pushing!<\/p>\n
As promised, all the insurance companies have dropped out, except Blue Cross\/Shield of NC, who amended their request to add 24% increase. Without subsidy, the silver plan has around a $1,200 a month premium. While the “risk corridor” payments are going away (I think), the subsidy seems much higher.<\/p>\n
Because NC withdrew from Medicaid expansion, in theory if my income is below about $15k (138% of the poverty level), the subsidy is not available because I am income “poor” but have > $2k in assets, so I am not “asset poor”. Since I am not pregnant and have no minor children, I would not qualify for Medicaid anyhow unless I get declared disabled (probably close to true now). That rule does not seem to be reflected in what the web site is saying about pricing.<\/p>\n
$1,200 a month would be roughly what I would have paid for the HIPAA plan I had in Illinois. My YTD medical expenses for 2016 have been $0.00 – eventually that will change.<\/p>\n
So I’m “waiting in line” for my turn to actually enroll. If I do nothing, Healthcare.gov has already said they will automatically reenroll me in a comparable plan to the defunct “gold” United Healthcare plan I have but ignored. Maybe I should get a flu shot or something.<\/p>\n
In three weeks, I turn 61, with 1 year until early Social Security and four years left until Medicaid eligibility in the unlikely event the world hasn’t ended by then and the rules don’t change. My sister? collected social security for about 9 months before she died. <\/p>\n
Repeal and Replace! ?? Trump Trump Trump!<\/p>\n","protected":false},"excerpt":{"rendered":"
No pushing! As promised, all the insurance companies have dropped out, except Blue Cross\/Shield of NC, who amended their request to add 24% increase. Without subsidy, the silver plan has around a $1,200 a month premium. While the “risk corridor” … Continue reading