Without the protection of the federal “risk corridors”, pretty much nobody is willing to write individual health insurance policies.
With the withdrawal of Aetna, that leaves exactly one provider left in NC – Blue Cross, and they have not said for certain they will offer policies. If they do, the premium will go up 18%.
BCBSNC is being more direct now about the problem they face. 60% of all their expenses are going to pay for exotic pharmaceuticals for 5% of the ADA policy holders – not hospitals, doctors, Preventive cancer screenings or things that can really save lives.
AARP On specialty drugs. Note they focus on copays, not total costs.
Look for Hillary to make this a major campaign issue after September 1st when some states have no company offering individual policies.