Category Archives: Obamacare

Washington state grocery workers vote 98% to strike over Obamacare

Posted on October 11, 2013 by Fred Stiening

http://www.foxnews.com/politics/2013/10/11/obamacare-mandate-could-leave-grocery-workers-in-washington/ Today, if you are a unionized grocery store worker putting in 16 hrs a week, the union contract says you get health insurance. The unionized chains are saying they have to conform to the ACA and only offer health … Continue reading →

Posted in Obamacare | 4 Comments

The Smoking Gun

Posted on October 11, 2013 by Fred Stiening

Finding out which states Blue Cross Blue shield is operating in took 5 seconds. AP? UPI? Politico? OPM Multistate map If healthcare.gov was working, all it could tell you is you can buy Blue Cross/shield in the states in blue, … Continue reading →

Posted in Obamacare | 8 Comments

Obamacare and Premium non-payment

Posted on October 10, 2013 by Fred Stiening

This is huge. Bigger than anything I wrote about up until now. http://healthblog.ncpa.org/obamacares-biggest-wrong-collecting-the-premiums/ The people needing individual coverage who don’t have coverage today tend to be the types of people most likely to end up unable to pay their premiums… … Continue reading →

Posted in Obamacare | 9 Comments

Obamacare, the Next Chapter

Posted on October 8, 2013 by Fred Stiening

Today, I got a bit more aggressive. It’s almost certain now that I’m moving to North Carolina and have to sort out my health care options fairly quickly. North Carolina has only two insurance companies that are active in the … Continue reading →

Posted in American Politics, Obamacare | 21 Comments

Obamacare and “Special Registration”

Posted on October 7, 2013 by Fred Stiening

Tom Marr is in for Mark Levin and was handed a softball issue and fumbled it. If Republicans want to kill Obamacare, it would help if they know a bit more about it. He was talking about the tax/penalty for … Continue reading →

Posted in Obamacare | 5 Comments

“Guarantee Issue” and Obamacare

Posted on October 7, 2013 by Fred Stiening

The sticker shock people are experiencing for individual policies is due to guarantee issue. The underwriting has to assume that everyone applying has significant health problems. People who are healthy have to start paying premiums at a level that assumes … Continue reading →

Posted in Obamacare | 5 Comments

Healthcare.gov status update

Posted on October 7, 2013 by Fred Stiening

I’ve been unable to even login all weekend, let alone see my “eligibility report”. Note that after it times out trying to access the authentication server, it does a redirect to the “server down” page, which doesn’t exist and gets … Continue reading →

Posted in American Politics, Obamacare | 5 Comments

BMI & Insurance Underwriting

Posted on October 5, 2013 by Fred Stiening

This is a very interesting chart for a lot of reasons http://affordablehealthinsurancequotes.org/underwriting/bmi-premium-rate-adjustment/ – it confirms that people with very low BMI are on a par for premature stroke or heart attack with really fat people. Anorexia is very unhealthy – … Continue reading →

Posted in Obamacare | 16 Comments

Risk Corriders

Posted on October 5, 2013 by Fred Stiening

As of January 1st, any insurance company offering individual policies must issue a policy to any legal resident who applies, without regard to pre existing conditions or health status.  Premiums are based only on your zip code, age and whether … Continue reading →

Posted in Collapse of America, Obamacare | 2 Comments

Welcome your new Blue overlords

Posted on October 5, 2013 by Fred Stiening

I figured out what Healthcare.gov is hiding. ACA (Obamcare) has a requirement that every state (including those with state run exchanges) offer two “multi-state” groups of plans that have a uniform benefit structure in every state, overseen by Federal regulators … Continue reading →

Posted in American Politics, Collapse of America, Obamacare | 6 Comments